Affiliate Disclosure

How we make money

CapitalCalcs participates in affiliate and referral programs. When you click certain links — typically labeled "Sponsored" or shown in our partner sections (for example, lenders, brokerages, refinancing services, or financial apps) — and then take an action such as signing up, applying, or making a purchase, we may receive a referral fee or commission from that company.

These commissions help us keep every calculator on this site completely free, without paywalls or subscription fees.

It costs you nothing extra

Using an affiliate link never increases the price you pay. In some cases our partners offer the same or better terms than you'd find on your own. You are always free to visit any company directly instead of using our links.

How this affects our content

• Our calculators and their results are not influenced by affiliate relationships. The math is the math — your numbers are computed the same way whether or not a partner is involved.
• The presence of an affiliate partner does not constitute an endorsement, recommendation, or guarantee that it is the best option for your situation.
• We encourage you to compare multiple providers and read their terms before making any financial commitment.

Not financial advice

CapitalCalcs provides educational estimates only and is not a lender, broker, or licensed adviser. Nothing on this site — including links to partners — is financial, tax, or legal advice. Always do your own research and consult a licensed professional before making financial decisions. See our Terms of Service for full details.

FTC disclosure

In accordance with the U.S. Federal Trade Commission's 16 CFR Part 255 guidelines on endorsements and testimonials, we disclose that material connections (affiliate commissions) exist between CapitalCalcs and some of the companies linked on this site.

Questions

Want to know more about a specific partnership, or interested in partnering with us? Email hello@capitalcalcs.com.